如何应对银行卡转入余额宝限额
关键词：如何应对银行卡转入余额宝限额
自余额宝推出后，各种理财宝宝、理财产品被相继推出，人们为了得到更多的收益，纷纷把银行存款转入这些理财产品，这给银行带来了不少压力。不少银行为了缓解这些压力，直接对转入余额宝的资金进行了限制。那么，大家对这些限制有什么了解？又该面对呢？大田小编为您解说。
一、银行对余额宝转入的限额
1、工商银行
工行将储蓄卡转至余额宝的上限由无限额降低为单笔5000元，单日5万元，单月5万元。
2、农业银行
农行将储蓄卡转至余额宝的上限由无限额降低为单笔1万元，单日1万元，单月无限制。
二、应对方法
细心的投资者会发现，事实上银行的限额仅针对快捷支付的转账，然而把钱存入余额宝却有多种方法，因此，投资者可以通过别的渠道来应对这种限制。
1、办理U盾
办理工行的U盾，转账的限额由单日5万可提升至单日累积限额100万元。
2、先把钱存入支付宝
在余额宝转账说明中我们可以看到，对于支付宝的转入限额规定为，单笔最高999999元，而且每日无限额。这就是说，我们可以先把钱存入支付宝，再从支付宝转入余额宝，这样的方式来规避银行对快捷支付的限制。
现在很多人对投资产品的变现能力都有要求，这也造成了很多人找不到适合的投资产品。在这里，小编再介绍一款变现较快的产品——伦敦金，在大田开户投资伦敦金，均能得到出金2小时到账的保证，这不但满足了您对资金灵活的要求，还保证了您的资金安全。现在在大田开户，还能免费享受到专业操盘老师为新手打造的教程，其次，老师还会在线随时为您解答任何问题，欢迎各投资者登陆大田官网详细了解。
本文来源： 大田环球贵金属
最新内容
Risk Warning
Trading bullion and financial instruments carries significant risks and may not be suitable for all investors, requiring careful consideration of investment objectives, experience, and risk tolerance. Key risks include market volatility, leverage risks that can amplify gains or losses, liquidity issues that may prevent executing trades at desired prices, and technical failures in online trading systems. Prices fluctuate unpredictably, and past performance does not guarantee future results. CIDT Global Bullion Limited provides general market commentary but does not offer investment advice and is not liable for any losses incurred from reliance on its information, which may change without notice.
Jurisdiction Disclaimer
CIDT Global Bullion Limited's services are subject to local regulations and may not be available in all jurisdictions. Users are responsible for ensuring compliance with their local laws. Services are not provided in regions where they are prohibited by law, under international sanctions, or require licensing that the company does not hold. By using the platform, users confirm they are not in a restricted jurisdiction and accept full responsibility for legal compliance. The company reserves the right to decline or terminate services in restricted areas without prior notice.