黄金投资渠道有哪些？普通打工族怎么选？
关键词：黄金投资渠道有哪些，适合打工族的黄金产品
由于黄金在2023年发挥十分出色，在年中阶段成功创出了历史新高，所以目前的投资者对于黄金的未来前景充满信心，这使得近段时间的火热程度有增无减。然而，在贵金属理财市场的高速发展下，现阶段黄金投资方式有了更多的选择性，大家可以根据自身的实际情况去作出决定，那么到底黄金投资渠道有哪些？普通打工族应该怎么选择呢？
黄金投资渠道的选择性和过去只能通过购买实物黄金不一样，现在黄金的投资渠道可谓十分丰富，黄金投资渠道有哪些？比较常见的就有账户黄金、现货黄金、黄金etf以及期货黄金等选择，由于它们之间的交易规则以及盈利模式完全不一样，所以投资者可以按照个人的交易风格和资金规模去衡量。比如风险承受能力较差的优先考虑账户黄金或黄金etf这种稳健型的方式，而如果想追求可观回报的投资者，则不妨挑选现货黄金和期货黄金，尤其是前者搭配低成本费用的微点差账户，能大大提升有效收益率。
适合打工族的黄金产品虽然黄金的理财产品目前变得非常丰富，但正如刚刚所说的并不是所有类型都适合大众投资者，所以仅仅知道黄金投资渠道有哪些还不够，我们还需要简单了解一下它们的特点，这样才能更好的作出选择。作为普通打工族，时间和成本是挑选黄金产品时不得不考虑到的因素，这是由于打工族在上班时很难进行交易，前期投入的资金量可能也非常有限，所以综合这两方面之后，比较适合的选择无疑是现货黄金，因为它不但交易日内可以24小时随时做单，而且入市门槛要求也相当低。
黄金投资渠道有哪些？银行账户黄金、现货黄金、黄金etf以及期货黄金都是较为常见的存在，不过账户黄金现在新手很难通过风险测评，而期货黄金的门槛需要高达3万元人民币以上，至于黄金etf的缺点便是收益并不理想，所以普通打工族更建议选择规则优势明显的现货黄金，使用限价平台做好风控保护，就有机会获得现稳定的投资回报。
本文来源： 大田环球贵金属
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