投资理财故事,买房子还是车子?
每个现代人都应该学习投资理财,做好投资理财可以更轻松获得财富,且能更好保护自己已经有的财富。没有投资经验的人可以先看看一些经典的投资故事,感受一些投资道理,下面为大家讲讲投资理财故事,买房子还是车子?
投资理财故事1:买房子和买车子?
李和张是大学同学,两人工作一段时间后都积攒了一些财富,在6年前,李用30万买了一辆车,而张用30万买了房子,6年过后,李的二手车市值只剩下18万,而张房子价值翻了一倍。这个故事告诉我门,要区分投资和消费的区别,买房子可以是投资行为,钱转移到了房子身上,并没有消费出去。而买车行为是一种消费行为,钱已经花出去了。
投资理财故事2:伪装成黄金的石头
古时候一个富人担心家里的黄金被偷走,于是在石头下挖了个大洞,把黄金埋在了洞里面,他隔三差五就要去摸一下,看一下。有一天黄金被偷走了,他很伤心。有一位长者路过,了解情况后便说:“我有办法帮你把黄金找回来!”,他把石头涂上黄色颜料,对富人说以后你就将这块它当成是被偷的黄金吧。这个故事告诉我们,金银珠宝如果不拿去投资,死守这些财富,不懂得利用它们,其实和石头没什么两样。
投资理财故事3:不要将鸡蛋放在一个篮子里面
美国一家银行因经营不善出现了财务问题,被政府勒令关闭。该银行倒闭前投资客户,如果存款在10万内,不会出现亏损。超过10万块的部份,银行无法偿还给客户。很多人在该银行存款都超过了10万,辛苦积攒下来的钱顷刻之间化为乌有。这个故事告诉我们,在配置投资资产时候,不要将所有资金都放在一个篮子里面,要做得到多元化。
投资理财故事,买房子还是车子?想了解投资理财,可以看看有趣的投资故事,投资者可以从这些故事中得到启发。
本文来源: 大田环球贵金属
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