“死守”钱财，黄金也成石头
“死守”钱财，黄金也成石头
古时一个富人，家里有一块大黄金，他把它藏在一个洞里，虽然洞穴已经很隐秘了，但是他还是十分担心黄金被盗，因此隔三差五去看黄金，不知道是不是行踪太诡异了，惹人怀疑，最终黄金还是被盗走了，富人十分伤心难过。正巧有一位长者路过，了解情况后便说：“我有办法帮你把黄金找回来！”，然后用金色的油漆，把埋藏黄金的这颗大石头涂成黄金色，然后在上面写下了“一千两黄金”。长者接着说“这样，你就可以天天到洞穴里看“黄金”了，而且还不用担心被盗！”
这个故事告诉我们一个什么道理呢？长者告诉我们如果金银财宝没有使用，那么涂成黄金样的大石头就没啥两样。在现代有什么指导意义呢？它告诉大家不要“死守”钱财，而是要充分利用手上的财富，获得更多财富，不然这些财富和石头没有两样。下面再和大家讲讲另一个投资小故事。
鸡蛋放一个篮子中？很危险！
美国在经济萧条时，很多银行倒闭，一些是因为经营不善，一些是因为出现了违规问题。
这些银行倒闭或者被接管后，马上通知所有的有款人前往提款。因为美国的银行有十万元的存款保障，也就是说银行倒闭时客户的存款若在十万元以内，都不会受到损失。换句话说，如果存款超过10万元，就不能得到保障。在这些银行倒闭事故中，很多人损失严重，甚至毕生积蓄损失殆尽。
这个故事告诉我们，个人和家庭在进行资产配置时，记住不要把所有的鸡蛋放在一个篮子里，尽量做到多元化投资，分散风险。如果你投资股票，可以再选择一些具有避险作用的产品，如黄金。
本文来源： 大田环球贵金属
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