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股票的概念,跟基金、债券有什么不同?

股票的概念,跟基金、债券有什么不同?国内金融行业目前正蓬勃发展,相关理财产品的更新也是日新月异,目前我们除了常规的炒股外,也能通过债券、基金等理财方式获取收益。不过作为目前投资市场主流的“三件套”,股票的概念,跟基金、债券有什么不同吗?下面我们不妨来看看:

1、股票的概念

股票,简单来书就是股份公司发行的所有权凭证,是股份公司为筹集资金而发行给各个股东作为持股凭借以取得股息和红利的一种有价证券。每股股票都代表股东对企业拥有一个单位的所有权,每支股票背后都有一家上市公司。

2、债券的概念

债券整体来说,算是一种金融契约,是政府、金融机构、工商企业等直接向社会借债筹措资金时,向投资者发行,同时承诺按一定利率支付利息并按约定条件偿还本金的债券债务凭证。债券的本质是债的证明书,具有法律效力。

3、基金的概念

从广义上说,基金是指为了某种目的而设立的具有一定数量的资金,种类有很多。但人们平常所说的基金主要是指证券投资基金。基金管理公司通过发行基金单位,集中投资者的资金,由基金托管人托管,由基金管理人管理和运用资金,从事股票、债券等金融工具投资,然后共担投资风险、分享收益。

所以整体看下来,股票、基金、债券无论是从投资主体还是盈利方式,都有着显著的差别,可三者在一定程度下又互相交融,密不可分,所以投资者在进行理财时,也没必要把三者区分得清清楚楚,只要根据自身投资情况,配置好相关理财项目的注资,平衡好投资项目组的风险与收益就可以了。


本文来源: 大田环球贵金属

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