无限信用黑卡
关键词：无限信用黑卡
黑卡，信用卡之王。在虚拟影视和现实世界出镜率逐渐升高的黑卡，被称为信用卡中的“战斗机”，曾有人这么形容，“只要在地球上合法的事，银行都会想办法满足黑卡持有人。”关于它的传说有很多，像让火车停驶、让飞机掉头，但大多并未得到证实，却也表明了持卡者身份的绝度私密。
一、美国运通——百夫长卡
最早也是最深入人心的黑卡，是美国运通的百夫长卡(Centurion Card)，其诞生与1999年，由钛合金材质打造，重量不到1盎司，但能够为持卡人实现一切不可思议的服务。持卡人每年的最低消费额25万美元以上，年费是2500美元。
但是，该卡却不是有钱就能得到的，其在美国运通的主页上是无法找到的，该卡不对外宣传，也不接受申请。
二、流通国内的运通黑卡
黑卡真正意思上进入中国是在2012年，目前国内仅工商银行与招商银行具有运通黑卡的发卡资格。在这两间银行中，黑卡的发行同样是采取“邀请制”，只能通过银行向客户主动发出邀请办理。另外，据报道，该卡的年费收取标准为1.8万元人民币，是国内高端信用卡中年费最贵的产品。
黑卡的初始额度500万元，额度可调整，上不封顶，是真正无限信用的信用卡。国内的信用卡多种多样，高端卡、无限卡、钻石卡等，但据信用卡部门相关人士透露，这些卡都远远不如黑卡，尽管有些卡名字是“无限”，但实际上其仍然有限额，只是因为其额度较高，大部分持卡人的透支额都达不到，所以才感觉不到上限。而且对于黑卡持有者而言，真正看重的在于其背后的身份象征，黑卡的高端服务是其他任何一款信用卡都无法比较的。
本文来源： 大田环球贵金属
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