什么是股票型基金
关键词：什么是股票型基金
一般来说，人们平常所说的基金主要是指证券投资基金，主要包括股票型资金、债券资金和货币市场基金。其中，什么是股票型基金呢？所谓的股票型基金，指的是60%以上的资金资产投资于股票的基金。从风险系数来看，股票型基金远高于其他两种基金。
一、股票型基金的分类
|
股票型基金的种类划分原则 |
划分类型 |
|
股票的种类 |
优先股基金、普通股基金 |
|
基金投资分散的程度 |
一般普通股基金、专门化基金 |
|
基金投资的目的 |
增值型基金、成长型基金和收入型基金 |
二、如何选择股票型基金
投资者挑选股票型基金，可以主要考察盈利能力、抗风险能力和选股择时能力等三方面的表现。
1、盈利能力。基金的阶段收益率反映了基金在这一阶段的收益情况，是基金业绩的最直接体现。评价收益率还需要考虑基金获得超越市场平均水准的超额收益率，常用詹森指数等作为衡量指标。
2、抗风险能力。投资者选择股票型基金时，还应关注基金的抗风险能力，这主要通过该基金的亏损频率和平均亏损幅度来比较。不同的亏损频率和亏损的幅度一定程度上反映了基金经理的操作风格，只有将亏损频率和亏损幅度较好平衡的基金才能具有较强的抗风险能力，帮助投资者实现长期持续的投资回报。
3、选股择时能力。股票型基金的业绩很大程度上取决于基金经理是否能够通过主动投资管理实现基金资产增值，考察股票型基金的选股就显得尤为重要。衡量基金经理选股能力的常用指标有组合平均市盈率、组合平均市净率、组合平均净资产收益率等，只有持仓组合的组合平均市盈率、组合平均市净率、组合平均净资产收益率等指标处于较合理的水平，基金资产才有较好的增值前景。
本文来源： 大田环球贵金属
最新内容
Risk Warning
Trading bullion and financial instruments carries significant risks and may not be suitable for all investors, requiring careful consideration of investment objectives, experience, and risk tolerance. Key risks include market volatility, leverage risks that can amplify gains or losses, liquidity issues that may prevent executing trades at desired prices, and technical failures in online trading systems. Prices fluctuate unpredictably, and past performance does not guarantee future results. CIDT Global Bullion Limited provides general market commentary but does not offer investment advice and is not liable for any losses incurred from reliance on its information, which may change without notice.
Jurisdiction Disclaimer
CIDT Global Bullion Limited's services are subject to local regulations and may not be available in all jurisdictions. Users are responsible for ensuring compliance with their local laws. Services are not provided in regions where they are prohibited by law, under international sanctions, or require licensing that the company does not hold. By using the platform, users confirm they are not in a restricted jurisdiction and accept full responsibility for legal compliance. The company reserves the right to decline or terminate services in restricted areas without prior notice.