信用卡以卡还卡
关键词：信用卡以卡还卡
随着生活的多样化，年轻的消费群体每月的消费可能会超出自己的工资预期，因而他们青睐于信用卡以卡还卡的方式进行透支消费。然后信用卡以卡还卡的方式就等于拆西墙补东墙，继而拆北墙补东墙···最后是拆自家的墙也补不了所有的烂墙。
什么是信用卡以卡还卡呢？首先，消费者到银行开办了两张或是两张以上具有透支额度、且偿还日期不同的信用卡。在不同信用卡偿到期前，通过取出其他的信用卡的金额，来偿还即将到期的信用卡，周而复始，通过取出这张卡的钱来填补另一张卡。
虽然信用卡以卡还卡的方式，虽然能够暂时帮助消费者暂时解决财政危机，但是这并不是长久之计。但是在这个过程中，信用卡取现的手续费是每天万分之五的日息，并且每月还需要计收复息。所以，利息就像滚雪球一样会越滚越大。因而，小编奉劝大家一定要谨慎使用信用卡以卡还卡的消费模式。
本文来源： 大田环球贵金属
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