支付宝的招财宝保本吗
关键词：支付宝的招财宝保本吗？
自从与支付宝相关的余额宝出世以后，余额宝一直受到广大群众的支持和追捧。最近，与支付宝相关的招财宝悄悄地在市场上红火起来。那么，支付宝的招财宝保本吗？
一、什么是招财宝？
简单来说，招财宝并不是一个理财产品，而是一个理财平台。它是是一个投资理财与融资交易金融信息服务平台，由蚂蚁金服集团旗下上海招财宝金融信息服务有限公司独立运营。
招财宝公司不发布任何理财产品或借款项目，不设立资金池，亦不为交易各方提供担保。
二、招财宝平台有什么产品呢？
招财宝目前支持购买基金产品、保险产品、借款产品和债券转让产品。其中，招财宝平台主要有两大投资品种，第一类是中小企业和个人通过本平台发布的借款产品，并由银行、保险公司等金融机构或大型担保机构提供本息保障；第二类是由各类金融机构或已获得金融监管机构认可的机构通过本平台发布的理财产品。投资人则可以通过本平台向融资人直接出借资金或购买理财产品，以获得收益回报。
三、支付宝的招财宝保本吗？
最近中国央行一直在调整银行存取款利率，人们存入银行的钱，根本得到多少利息回报。于是对于一部分谨慎的群体就想把银行的钱取出来，进而投资收益相对银行高并且保本的投资理财产品。
对于招财宝而言，它并不是理财产品，而是一个交易平台。投资者可以在平台上选择各类投资产品。通常情况，招财宝产品是保本的，但不保证收益。但是无论什么投资都必然有一定的风险，所以各位投资者需要谨慎对待。具体情况，我们可以关注招财宝页面各个产品显示的收益率。
招财宝理财产品收益和风险的详细链接：https://cshall.alipay.com/lab/help_detail.htm?help_id=435245
本文来源： 大田环球贵金属
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