活期存款利率2015
关键词:活期存款利率2015
在利率动荡的2015年,我们存在银行里的存款利率究竟又是如何变化的呢?众所周知,存款按照期限可分为活期存款和定期存款。而其中,活期存款利率是在办理活期存款业务后所产生的一种利率形式,不过一般来说,活期存款利率要低于同期定期存款。
活期存款是没有固定期限,可以随时取钱,可以由储户自主决定支取时间的银行储蓄方式。2015年央行对贷款基准利率下调,同时也对存款利率下调0.25个百分点。现在,我们来看一下2015年中国各大银行的活期存款率表
2015年最新银行存贷款基准利率表如下:
银行 |
活期 |
定期一年 |
工商银行 |
0.35% |
3% |
农业银行 |
0.35% |
3% |
中国银行 |
0.35% |
3% |
建设银行 |
0.35% |
3% |
交通银行 |
0.35% |
3% |
招商银行 |
0.35% |
3% |
中信银行 |
0.42% |
3.3% |
民生银行 |
0.385% |
3.025% |
平安银行 |
0.42% |
3.3% |
兴业银行 |
0.42% |
3.025% |
北京银行 |
0.39% |
3.025% |
华夏银行 |
0.39% |
3.3% |
宁波银行 |
0.42% |
3.3% |
南京银行 |
0.42% |
3.3% |
光大银行 |
0.385% |
3% |
浦发银行 |
0.42% |
3.025% |
本文来源: 大田环球贵金属
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