哪个银行的理财产品好
关键词：哪个银行的理财产品好
选择投资哪家银行的理财产品，就如同是一场博弈，选择正确了，就等于赢在起跑线上。那哪家银行的理财产品好呢？大家众说纷纭。不过，小编认为首先不推荐外资银行，因为投资外资银行就等于投身于股票市场，所以是风险巅峰处必定是鲜花娇艳丛生，言外之意就是说，风险越大，收益就越好。
要了解哪家银行的理财产品好之前，先要对什么是银行理财产品做一个简单的介绍？银行理财产品指的是商业银行对潜在目标客户群分析研究的基础上，针对特定目标客户群开发设计并销售的资金投资和管理计划。在投资产品这种投资方式中，银行只是接受客户的授权管理资金，投资收益与风险由客户或是客户与银行按照约定方式承担。
此外，银行理财产品分类按照不同类型大致体现在3个方面：
（1）根据币种不同可以分为人民币理财产品和外币理财产品。
（2）按照客户收益方式不同可分为保证收益理财产品和非保证收益理财产品。
（3）根据投资不同领域又分为债券型、信托型、资本市场型、挂钩型及QDII产品。
每一种银行理财产品都有自己本身独特的优势，而绝大多数的银行理财产品的风险性都会相对低，收益比银行固定存款要高。当然，为什么我们要选择银行的理财产品呢？那无可置疑的是我们想要保本又有收益。但是我们必须明白一个道理，天下没有免费的午餐，富贵险中求。因此，哪个银行的理财产品好？大田环球小编站在理性的角度告诉大家：理财产品没有好坏之分，适合自己的才是最好的。
本文来源： 大田环球贵金属
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