诺贝尔奖的基金,其实也是靠理财得当才能一直存在!
诺贝尔奖相信大家都听过,它在1896年成立之初,是有980万美元的基金,而每年就有5位诺贝尔得奖者,获取100万美元的奖金。虽然在初期的时候,诺贝尔奖金管委会依靠安全且有固定收益的稳健型投资(存银行、购买公债)的方式,顺利使每年诺贝尔奖基金获得收益以支付奖金。但到了1953年,由于诺贝尔奖的稳健型投资已经远追不上通胀速度,所以基金总值也一度缩减到330万美元。
所以,为了支撑诺贝尔奖还能稳定发放,诺贝尔奖金管委会决定扩大投资范围,将基金资产投资到股票、房地产等相对高风险理财中提高收益。果不其然,经过合理的理财方式,1993年诺贝尔奖基金总资产又增加到2.7亿美元。
所以从诺贝尔奖的这个事例中,投资者可以从中掌握哪些道理?其实我们日常对资金产进行管理,也跟诺贝尔奖基金一样,只要理财得当,合理平衡收益与风险,财富就能迅速增加。反之,假设一味追求低风险或高收益,不但不能增加财富,反而还容易使过去积攒起来的财富慢慢缩减甚至损失!
本文来源: 大田环球贵金属
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