不活用资金理财，可能死守钱财的风险会更大！
曾经有一位老人，70多岁时靠省吃俭用，积攒了2万元人民币。因考虑日后养老之用，他在自己家里的内墙上挖了个洞穴，用木箱把钱币装好，埋入墙内。但谁知道老人家73岁那年突然暴病死亡，死前还来不及告知子孙埋币之事，所以，这箱钱币也一直封存在墙里没动过。
过了很多年，当一场暴风把老人家留下来的破房子吹倒时，他的儿子才在房子的残骸中发现那箱钱币，但很可惜，里面的纸币早已因为潮湿和老鼠啃咬，变得破碎不堪，两万元的人民币最终也只能成为一堆无法兑换的碎纸片。
所以，为什么我们会说死守钱财的风险，有时会比投资的风险还高？诚然，我们做投资是有一定的风险性，但只要我们科学地承认风险，分析风险，管理风险，进而降低风险，也是有办法降低风险性稳定获益的。但一味死守钱财，即使钱币最终没被老鼠啃掉，其价值往往也会因为战争、通胀等意外因素大幅贬值，这种看不见的死守钱财的风险，往往比投资风险更难控制！
本文来源： 大田环球贵金属
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