纸黄金可持有年限时间
关键词:纸黄金可持有年限时间
纸黄金是国内商业银行推出的黄金投资产品,其可以24小时不间断进行交易,而且其交易记录只发生在账户上,并不发生实物黄金的交割,那么,其持有时间有没有受到限制呢?会不会到一定时期就要把账户内的资金都取出来呢?
纸黄金可无限持有
纸黄金跟黄金期货产品需要在一定时间内进行交割不同,纸黄金不用交割,只要您的账户内资金充足,只要您账户所在的银行没有倒闭,只要该银行这个业务没有取消,您就可以无限期持有纸黄金。
无限持有纸黄金要手续费吗
既然纸黄金可以无限期持有,而像伦敦金、黄金TD这类产品是会收取仓息或递延费的,纸黄金又有没有这个费用呢?
没有的!
纸黄金的成本只有点差,即使持有纸黄金几个月或者几年,其收取的费用还是点差。不过一直持有纸黄金也代表我们放弃了得到利息的收入,因为如果是卖出黄金,那么现金是可以按活期计息的。
纸黄金长期持有好不好
关于纸黄金长期持有好不好这个问题,小编只能说如果您做对了方向,长期持有很好,但是如果您做错了方向,那么长期持有就不一定好了,因为您不知道它方向运行的终点是到哪个价位,一旦您的资金量撑不到其回头的价位就爆仓的话,那么损失就会十分惨重。
因此,虽然纸黄金可以无限期持有,且在持有期限内,除了点差,再不需要支付其他任何手续费,但在决定是否长期持有纸黄金时,大家还要考虑利息跟纸黄金盈利之间的平衡。
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本文来源: 大田环球贵金属
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