兄弟打水小故事有这些投资道理！
21世纪每个人都会投资，银行的活期定期储蓄也是一种投资。为了更好地管理自己的财富，投资者要多了解一些投资道理。单纯看一些投资概念会很枯燥，人们可以看一些投资小故事，一样可以可从中学到投资道理。
兄弟打水的投资故事
有一对兄弟，哥哥富有，但弟弟却很贫穷。有一天弟弟找哥哥借钱，哥哥知道弟弟花钱大手大脚，于是跟他说，你用那两只桶去打水，打满一桶水我就借钱给你。弟弟看了看两只桶，打水桶下面有底，但是装水桶下面有很多洞。弟弟每次打满一桶水，但是装水桶都会全部流出。弟弟灵机一动，用装水桶是打水，用打水桶去装水，道理很简单，打水桶有底，但是装水桶有洞，永远打不满。但打水桶有洞，装水桶有底，却能够一点点的积累成一桶水，这和攒钱、花钱是一样的道理呢！弟弟也从这件事悟出了攒钱的道理，也是慢慢也变得富裕。
理财感悟：很多人和故事情节一样，挣钱用有底的打水桶，而攒钱用没有底的装水桶，开支无度，花钱如流水。因此，月光族们应给自己的水桶装个“底”，每月采用零存整取等方式强制攒钱，花钱的时候有计划，有限度。
钱要怎么放的投资故事
不要将所有的钱放在一个地方。美国有一家银行因违规经验和财务问题，被政府勒令关闭，银行倒闭之后，所有存款人都到银行取款，但是只有存款在10万以内的有存款保障，超过10万的资金没有保障，许多人的存款超过了十万，甚至有的高达数百万美元。结果只能是毕生积蓄化为乌有，损失惨重。
理财感悟：投资理财，投资者要将资金放在不同的产品上，这样可以分散风险。如果将所有资金放在一个产品，一旦遭遇风险，就会损失惨重，就像将所有鸡蛋放在一个篮子，摔了一跤，所有鸡蛋都会破碎。
本文来源： 大田环球贵金属
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