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投资理财想赚钱?先学会这些道理!

很多人都想投资理财,但想在投资理财市场获利,要懂得一些基本常识,否者可能赚不到钱还亏本了。下面为大家讲几个投资小故事,里面的投资道理值得学习。

投资房子还是车子呢?

10年前,a同学和b同学是大学同学,两人工作5年后,都储蓄了30万。a同学用30万买了房子,b同学用30万买了车子。5年后,a同学的房子翻了一倍有多,而b同学的二手车只有5万。这个故事告诉我们,有些行为是投资,有些行为却只是消费,这里买房子显然是投资,而买车就只是单纯的消费。

黄金不用就是石头

有一个富人,将自己的黄金埋在了地底下,结果被小偷偷走了,他很伤心。一位长者知道这件事之后,就跟他说,把石头涂上金黄色的颜料,然后再写上一千两黄金,你可以天天看它,而不用担心这块大黄金被偷。这个故事告诉我们,如果有钱不用去投资,黄金和涂成黄金的石头没有什么区别,有钱要充分利用,这样才能赚更多钱。

鸡蛋放在一个篮子里会全部打碎

美国曾有一家银行因违规营业以及财务上的问题,被勒令关闭。该公司被接管后,马上通知所有的存款人前往提款。因为美国的银行有十万元的存款保障,也就是说银行倒闭时客户的存款若在十万元以内,都不会受到损失。可是有很多人的存款超过10万,他们大量的资金都化为乌有。这个故事告诉我们,做投资,不要只做一种产品,分散资金在不同类型的产品上,可以降低投资风险。


本文来源: 大田环球贵金属

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