如何用富人思维理财？
曾经有这样一个寓言故事：
有个给富人打工的穷人，一天在佛祖面前痛哭流涕，诉说生活的艰苦。他抱怨：这个社会太不公平了，为什么富人天天悠闲自在，而穷人就天天吃苦受累？佛祖问：“要怎样你才觉得公平哪？”穷人说：“要让富人和我一样穷，干一样的活。”
佛祖同意了，他把一位富人变成了和穷人一样穷的人。并给了他们每人一座煤山，每天挖出来的煤可以卖掉，限期一个月之内挖光。接下来，穷人和富人一起开挖。穷人习惯做苦力活，很快就挖了一车煤，卖了钱。然后，他把这些钱全买了好吃的。富人没干过重活，到傍晚才勉强挖了一车，换来的钱他只买了几个馒头，其余的钱都留了起来。
第二天，穷人早早起来开始挖煤。富人却去雇佣了两个人帮他挖煤，自己在一边监督。只一上午的功夫，富人就指挥两个人挖出了几车煤去。富人把煤卖了，又雇了几个苦力……
一个月很快过去了，穷人只挖了煤山的一角，每天赚来的钱都买了好吃好喝，基本没有剩余。而富人早就指挥工人挖光了煤山，赚了不少的钱，他用这些钱投资做起了买卖，很快又成了富人。
其实在现实生活中，你我都有可能被穷人思维所困扰，在同样的条件下，穷人会不停地打工赚钱，然后消费掉。接着又去为钱工作，慢慢进入一个恶性循环。而富人刚开始也会努力工作，但在钱不多的时候，就懂得节俭，然后用节省下来的钱去理财帮自己赚钱，从而产生一个滚雪球的效应。
所以穷人和富人最大的区别其实在于：穷人为钱工作，富人让钱为自己工作。看完这个故事，知道如何用富人思维理财了吗？
本文来源： 大田环球贵金属
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