投资理财常识12条
人人都应该学习投资理财知识,很多人说不投资理财才对普通人最好,这是错误的观点,合理投资理财必定能保护自己的财富,甚至可以增加自己的财富,下面为大家讲一些投资理财常识。
1、追逐常识。不断学习投资理财知识。
2、信息即财富。锻炼自己运用信息的预见力和决策力。
3、投资不跟风。不要有投机思维,有头脑的投资者。都能在市场发生变化时独善其身。
4、人脉即钱脉。人脉需要细心经营,光凭自己的力量,成不了富豪。
5、善于向富人取经,近朱者赤近墨者黑。靠近努力致富的,那一批人,学习他们的成功经验,记住他们的投资理念和技巧,善加利用。
6、失败不气馁,胜利不骄傲。无论失败还是成功,都要冷静分析,做出最有利于自己的决定。
7、目光远大。不要紧盯着国内市场,放眼全球。
8、定期对家庭财财富进行体检。针对家庭的各项收入支出,资产负债等,从风险控制,合理负债等多个角度,进行详细分析和预测。进而在日常生活作息运动,等方面做一定的调整,保证家庭财富的健康。
9、负债其实也是一种资产。让钱灵活的滚动起来,巧用债务为自己创造更多收益。
10、朋友间借钱量力而行。不要打肿脸充胖子借出大笔资金。万一收不回来就既伤钱又伤心。只借即便是拿不回来也无关紧要的额度。
11、鸡蛋放在不同的篮子里。多元化投资既能分散风险还能多赚钱,投资切忌目光短浅。
12、精于算计。此处的精于算计指的是对财富数字的敏感,拥有良好的计算能力,学会控制成本、风险。licai
本文来源: 大田环球贵金属
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