互联网金融
关键词：互联网金融
自余额宝的兴起打开了互联网理财产品的大门，各种互联网金融的尝试便接二连三的出现，甚至出现互联网金融界的井喷式增长。大家各执一词，成百家之言，但是这并不影响大家对互联网的期待。
一、互联网金融包括哪些？
以现今的互联网金融看来，该网络的主体由传统金融机构和非金融机构组成。传统金融机构，包括像一些利用APP软件来进行交易买卖的股票投资、基金投资、现货投资等等；非金融机构，包括以利用互联网平台来达到金融交易的业务，像网络借贷、网络投资平台等等。
二、互联网金融的优点
下面，我们以现货黄金投资为例子：
1、交易方便
互联网金融最大的优点就是不局限交易的地点，我们可以随时随地通过电脑、手机、平板电脑等通讯设备来进行交易买卖，实时查看交易行情。
2、信息流通
现货黄金的价格变动基本都是依靠经济数据、美元走势、以及国际重大事件所左右。利用互联网，我们可以迅速的浏览这些有关现货黄金走势的基本面，还可以通过一些权威的金融机构的策略文章来指引做单；客户还可以随时随地查看金融信息，并可以实现双方直接交流沟通。
3、交易成本低
金融机构可以避免开设营业网点的资金投入和运营成本，从而降低投资者的投资成本。像现货黄金交易，就几乎是互联网金融中交易交易成本最低的一项。免费开户、免手续费、还可以免费试用模拟账户。
4、时代趋势
据不完全统计，截至2012年底，我国使用网上银行的用户规模达2.21亿元，其中手机网上银行用户规模达5407万人；网上支付的用户规模达2.21亿，其中手机支付用户5531万。
互联网金融的优点多多，随着信息时代的发展，已经越来越多用户加入其中。如果您对此也有兴趣的话，可以登录大田环球贵金属的官网阅读新手投资课程，还有人工客服根据投资阶段来辅导您快速进入投资领域，共赢互利。
本文来源： 大田环球贵金属
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