招行信用卡分期手续费
关键词：招行信用卡分期手续费
随着银行业务的发展，现下使用信用卡的消费者越来越多，由于信用卡消费的便捷性，很多消费者经常会遇到消费金额超过自己所能承受的范围。这时，消费者几乎都会利用分期付款来解决该问题。不过，分期付款是需要支付手续费的，现在，小编就来为大家介绍一下以信用卡业务出名的招商银行分期手续费。
一、账单分期
招商银行信用卡交易进行分期还款的理财功能是账单分期，包括对未出账单的交易和已出账单的交易。
办理人民币账单分期，每次最低申请金额不低于300元；办理美元账单分期，每次最低申请金额不低于100美元。
二、账单分期收费标准
每期手续费=分期总金额×每期手续费费率。
其中，分期本金总额以月为单位平均摊还，余数计入最后一期。每期分期金额和每期手续费同时入账。
三、手续费费率
| 期数 | 每期手续费费率（%） | |
| 未出账单 | 已出账单 | |
| 2 | 1 | 1 |
| 3 | 0.9 | 0.9 |
| 6 | 0.75 | 0.75 |
| 10 | 0.7 | 0.7 |
| 12 | 0.66 | 0.66 |
| 18 | / | 0.68 |
| 24 | / | 0.68 |
| 备注：未出账单交易的分期还款，目前仅提供2、3、6、10、12期。其中2期仅限通过招行手机银行、掌上生活渠道申请。 | ||
本文来源： 大田环球贵金属
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