跨行转账多少时间到账
关键词：跨行转账多少时间到账？
在商业领域里，交易付款往往都是通过异地/跨行转账来实现的。而在转账付款的过程中，除了转账手续费是人们所关注的一个方面外，还有就是银行转账多久能到账的问题，并且随着转账形式的多样性，跨行转账到账时间也会千变万化，以下小编为大家稍微整理一番银行转账知识。
一、网银跨行转账需要多长时间？
利用网上银行跨行转账所需要的时间是很短的，基本上是实时到账，而且不分周六周日。
二、手机跨行转账需要多长时间？
一般来说，如果使用的是手机跨行转账，若是同城转账，转账时间一般为几秒到几十秒。如果是非工作时间，而且又是大额（5万以上），则需要到第二天上班才会处理。如果是异地跨行，在工作日时间内，一般十几分钟到1小时左右之内，如果是异地跨行，并且遇上节假日和汇款数较大的话，则可能要三天甚至更多。
二、柜台跨行转账需要多长时间？
一般来说，在没有意外的情况下，对于大额系统（5万以上）会在工作时间（工作日8.30-16.30）即划即至。另外，在非工作时间，转账数目将转为小额系统（5万以下），并由中国人民银行清算中心排队集中划转，一般不超过2小时。
注：以上跨行到账时间结为正常情况下的跨行转账时间，如遇突发情况，造成转账时间超出上述时间，请电话咨询各银行客服。
本文来源： 大田环球贵金属
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