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证券开户可以绑定江苏银行吗?

关键词:证券开户可以绑定江苏银行吗?

在进行股票交易时,我们需要办理证券开户手续。而在开户过程中,我们会选择绑定相应的银行卡也就是“第三方存管”,而证券开户可以绑定江苏银行吗?小编的回答:不可以。

为什么证券开户不可以绑定江苏银行呢?因为江苏银行属于地方性银行,根据证监会银监会的规定,江苏银行是不具有第三方存管的资格。因此,小编建议各位证券开户朋友们最好选择中国四大行或者是主流的银行。

什么是“第三方存管”呢?“第三方存管”的全称是“客户交易结算资金第三方存管”,指证券公司将客户交易结算资金存放在指定的商业银行,并以每个客户名义单独立户管理,商业银行负责资金存取,发挥第三方监督作用,以保障客户资金安全。过去,在证券交易活动中,投资者(即客户)的交易结算资金是由证券公司一家统一存管的,但是后来发现证券公司存在着挪用客户资金的风险,所以为做好证券公司客户交易结算资金商业银行第三方存管工作,证监会和银监会联手制定了《证券公司客户交易结算资金商业银行第三方存管技术指引》,于2007年12月实施,并且存管银行有对账监督等责任。


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