纸黄金手续费是多少
关键词:纸黄金,纸黄金手续费
在生活中,我们常常会遇到会收手续费的情况,如银行跨行转账、证券交易手续、资产过户手续等,那么现在十分受关注的纸黄金投资是不是也要收取一定的手续费呢?这个手续费又要收取多少呢?
手续费=点差
事实上,纸黄金的投资的确是有手续费,不过我们一般不把它成为手续费,而是把它称为点差。它是指纸黄金买入价和卖出价的差价。
点差的由来
纸黄金的买卖是跟银行做交易,即银行作为做市商,向投资者卖出黄金或买入黄金,而买卖理所当然的就是要盈利,所以,银行卖出黄金的价格一定会买入黄金的价格要高,否则银行就会亏钱。所以,点差这个手续费正好就是银行买卖黄金的利润收入。
点差手续费是多少
不同的银行是不同的做市商,因而其纸黄金的报价是存在差异的。
如1月16日10:25,建设银行的纸黄金(AU9995)价格为:客户买入价231.61,客户卖出价230.85;而工商银行的纸黄金(人民币账户黄金)价格为:客户买入价231.72,客户卖出价231.02。
同时,也可以看出,不同的银行点差手续费是不同的,其中,建设银行的点差手续费为0.76元/克,而工商银行的点差手续费为0.70元/克。
综上所述,银行纸黄金的手续费就是点差,而点差则会因银行的不同而不同。若希望降低交易成本,则可以选择点差手续费较低的银行来交易。
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本文来源: 大田环球贵金属
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