哪家银行纸黄金交易手续费少
关键词:纸黄金,纸黄金手续费
银行纸黄金业务是我国门槛最低的黄金投资产品,那么大家有没有做这个产品的投资呢?相信大家都有发现,不同的银行,纸黄金的报价是不同的,与此同时,其手续费的收取也是不同的,那么哪家银行的交易手续费是最少的呢?
工商银行——0.7元/克
目前业内纸黄金最低的交易手续费可谓是工商银行点差为0.7元/克的人民币账户了。可能有些朋友会问,为什么明明说的的是点差,却说是手续费最少呢?
这是因为纸黄金的交易成本里,只有点差这个费用,它是银行作为提供交易平台给投资者交易的手续费存在的,因此,其很多时候也被称为手续费。
此外,除了工商银行外,其实还有农业银行的纸黄金点差费用也是0.7元/克的。
为什么说纸黄金的手续费高呢?
看起来明明0.7元/克很少,就1元不到嘛,为什么有些人会说纸黄金的手续费很高呢?这是因为境外的黄金投资产品伦敦金的点差十分低,相较来说,就显得纸黄金的手续费高了。
目前,伦敦金的标准点差为0.5美元/盎司,即大概相当于0.10元/克左右,而且像大田环球还推出了平均点差为0.15美元/盎司的微点差账户,其点差大概只是0.03元/克左右,比纸黄金0.7元/克的点差低了很多倍。
所以,总的来说,虽然工商银行的纸黄金手续费最低,但相较于伦敦金,其优势并不突出,因此,大家想要投资黄金的话,还需要进一步研究一下到底哪个产品更加适合自己。
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本文来源: 大田环球贵金属
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