一般家庭黄金投资购买多少黄金比较好
关键字：一般家庭黄金投资购买多少黄金比较好
当前国际金价在消息面指向悲观的情况下，处于1100下方的低位弱势运行走势浇灭了不少企盼筑底回升炒金人士的获利信心，现在买黄金能实现投资致富吗？一般家庭做黄金投资，购买比例占理财组合的多少才合理？下面大田环球小编为您介绍。
买黄金可实现投资致富吗
不同的黄金投资品种的交易模式都有所区别，其获利效率高低、本金回报率大小也就不同，在众多品种中，实物黄金的持有时间是最长的，套现本金较麻烦，在回购黄金实现资金套现需找到有形场所，且申请回购有繁杂流程和一定的手续费。其次持有较长的品种是纸黄金，在先买后卖的交易模式下，短期入市容易被套，资金回报效率低。
较受市场青睐的投资品种是含杠杆的现货黄金和黄金期货，具以小博大的交易优势，既能适应涨势做多，也能在跌势中先卖后买，赚取区间差价盈利，利于投资者发现并抵御反向风险，短期投资回报效率高，本金能快速回笼，适合作为家庭的资产配置品种。
家庭黄金投资的购买比例
就整个家庭的理财组合而言，收入不同形成的每组合资金份额都有所差别，一般把整个家庭收入分为4等份，其中40%用于日常开支和流动资金、例如饮食开销、孩子养育费等，20%是银行存款备用金、宝宝类的理财产品，30%用于金融投资，10%为家庭保险，例如事故及伤亡险种等。30%的金融资产配置中，证券品种的风险较高，受国家经济政策和流动性影响较大，相应配比应减少至5-10%，其余15-25%可全部用于配置黄金投资品种，可选择国际现货黄金。
综上所述，一般家庭黄金投资关于整体家庭收入的入市比例适宜在15-25%之间，国际现货黄金的入市门槛远低于国内可进行双向交易的黄金投资品种，且能充分体现杠杆收益，从绝大多数资金投入实力十分有限的家庭散户立场出发，不妨选择大田环球贵金属的迷你账户，首次入市资金仅需30美元，200元人民币不到的交易本金就可激活，您也可开设价值20万美元的免费模拟电子账户，进行操盘演练以便走向财富增值。
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