罗克福德，美国楼市危机的重灾区
关键字：美国楼市
在伊利诺伊州遭受严重冲击的昔日制造业中心罗克福德，资不抵债的抵押贷款的比例居全美之首。在许多受重创的城市房价反弹之际，罗克福德的房价几乎纹丝未动。
罗克福德曾是繁荣一时的制造业中心，生产喷枪和电动车库门开关，而如今却是美国资不抵债的抵押贷款的中心。该市约有32%的抵押贷款的房屋价值不及应付按揭款。在房地产数据公司Lender Processing Services公布的抵押贷款在15,000笔以上的美国城市圈中，罗克福德资不抵债的抵押贷款比例是最高的。
对于仍处于资不抵债困境的房屋所有人来说，楼市危机远未结束。他们难以为抵押贷款再融资，进而难以利用有利的利率。尽管利率在不断上升，但仍处于历史低点。他们难以为新的工作远走他乡。房屋资不抵债时，人们往往会放弃房子，或是停止还房贷。
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本文来源： 大田环球贵金属
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