纸黄金买卖的点差一般是多少
关键词：纸黄金买卖的点差一般是多少
上周五“央妈”又现“双降”，各大银行中，一年定存最高利率不过2.65%，三年定存最高利率不过4.05%，五年定存最高利率不过4.50%，为了让钱包不再缩水，国内大概又要迎来买金热了吧！作为国内正规的黄金投资产品之一，纸黄金可能又会再增粉丝。不过，在投资之前，还是先来了解一下纸黄金的交易成本——点差需要多少吧。
纸黄金点差一般是多少
在纸黄金的交易中，点差是指买入价和卖出价的差价，这个差价是我们进行纸黄金买卖唯一的交易成本，目前人民币账户的纸黄金点差一般介于0.7元/克至0.8元/克之间，美元账户的纸黄金点差一般介于2美元/盎司至3美元/盎司之间。
不同银行纸黄金点差介绍
不同的银行其黄金的报价不同，这就造就了不同银行，其纸黄金买卖的点差不同的情况。下面小编来为大家盘点一下几家银行的点差具体是多少。
| 银行 | 点差 |
| 建设银行AU9995 | 0.76元/克 |
| 建设银行AU9999 | 0.76元/克 |
| 工商银行人民币账户 | 0.7元/克 |
| 工商银行美元账户 | 2.6美元/盎司 |
| 农业银行人民币账户 | 0.7元/克 |
| 农业银行美元账户 | 2.98美元/盎司 |
纸黄金的点差算不算低呢？
看到上面的点差，大家觉得这个点差算不算低呢？人民币账户最高的点差也就每克8毛钱，还不够买条绿箭呢，是不是很划算呢？小编告诉大家，要是这么算，您就亏定了！
以0.7元/克来换算，其大概相当于3.45美元/盎司，这比伦敦金的标准点差0.5美元/盎司高了将近7倍，那就更不用说大田环球平均点差低至0.15美元/盎司的微点差账户了，这样对比一看，有没有觉得当初认为8毛钱很少的自己很傻很天真呢？这告诉我们，投资也要货比三家！
因此，有兴趣做黄金投资的朋友，如果您想要做纸黄金这个产品，小编建议您先体验一下伦敦金比较好，其交易成本低了不少哦！在大田环球“开户交易”这个栏目就能免费注册一个模拟账户了！
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本文来源： 大田环球贵金属
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