黄金定投的好处
关键字：黄金定投的好处
黄金定投是一种基于实物黄金价格的投资保值品种，相比炒黄金，黄金定投追踪的黄金投资品种不是合约，而是实物金，下面大田环球小编带各位投资者具体了解。
一、黄金定投概述
黄金定投是指投资者在一个固定周期内，每月就上海黄金交易所推出的某个实物黄金品种的月收盘价，投入相应定投金额，待固定周期结束后，投资者累计投入金额对应的黄金克数，可用于赎回现金或兑换为相应克数的金条或金首饰。
举例：
黄金定投额度每个月为300元，客户于2015年1月初买入黄金9999作一年划转，即12个月的划转次数，1月份黄金9999收盘价为260元/克，2月份为210元/克，由此1至2月客户额外获得的黄金9999克数为，
额外定投价差=300-260+300-210=130元/克，
额外定投克数=（260+210）/2/130元/克=1.81克（小数点后两位）
二、黄金定投固定周期
黄金定投固定周期为1年，只要投资者成功划转12个月次的定投额度之后，就能够随时赎回。
三、黄金定投的好处
1、 积累定投金额
每个月银行自动扣钱，这样每个月可以不经意就能把定投金额累积起来。
2、 无须关心行情
短时内无论金价走势是涨还是跌，黄金定投的划转金额都是固定的，且在金价下跌时，定投对应的实物金品种克数更大，符合懒人理财需要。
3、 投资成本低
黄金定投通常300元人民币即可，最低100元起步。
4、 收益稳定
黄金定投适合长期买入，最短期限为一年，产生的长期定投复利较为可观。
5、 零风险
实物金价格上涨时，黄金定投划转次数达标后，可赎回本金之余，获取额外收益；实物金价格下跌时，黄金定投买入的克数相应变大，可兑换为金条，实现投资理财保值。
以上为“黄金定投的好处”介绍，更多关于黄金定投的资讯，请继续留意大田环球贵金属官网，若想从一名炒金菜鸟晋级为投资精英，请查看投资高手炼成记，了解更多炒金品种的交易方法。
本文来源： 大田环球贵金属
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